Your retirement is something that you have worked all your life to accumulate so wouldn't it make sense to preserve it as much as possible? All to often we see people make poor choices or feel that they have to stick with what they've always done. These choices can make or break life long retirement income. The chance of running out of retirement savings is a big concern for most. What we have realized over the years is that people who make under say $150k per year have never been approached by a financial professional. They have done a do-it-yourself approach. Within 10 years of retirement is an excellent time to look at preserving what you have accumulated. By reducing or eliminating taxes, managing health care costs, having guaranteed payments for life, and not exposing your savings to stock market risk you can have Complete coverage. It would be our pleasure to guide you in this process so you can get back to living your best life.